From Chaos to Opportunity: The 2024 Rewind | Monday Morning Musing #5

February 3, 2025
Merryoaks 2024 Rewind | Merryoaks Property Finance | Saam Lowni

In a year where many saw chaos, we saw opportunity. 2024 wasn’t about survival, it was about redefining what’s possible in property finance.

"Survive till 2025" wasn’t just a mantra. It became a playbook, a strategy to turn market uncertainty into momentum, reacting with innovation, and building a strong community.

How Merryoaks Contributed to that Community:

  • Launched “Monday Morning Musings" – delivering raw, unfiltered insight directly to property professionals like you
  • Co-created the Elevate to Eight Mastermind with Jade McNeil - empowering developers to think beyond traditional finance strategies
  • Judged at the Property Investors Awards - celebrating the trailblazers redefining industry standards
  • Expanded the Property People platform - amplifying the voices calling out for transparency and innovation

Conversations That Mattered

Here are some of our top posts that challenged the status quo and sparked some widespread reaction and diverse debate:

📌  Development Exit Loan Letdown: Calling out opaque lending practices:

"Developers need certainty. They need a broker and lender that can provide them with assurances they will be given time to exit assets."

Read more

📌  Stop Using Debt as Equity: Warning against overleveraging: "When debt makes up the entire capital stack, there's almost no margin for error."

Read more

📌 Misleading Lending Practices: Exposing marketing smoke and mirrors: "What a lender is saying when they will lend 75% against a 180 day market value figure is they will lend between 65% to 70% LTV. So why not just state that from the outset?"

Read more

2025: The Mission is Clear

As we step into 2025, our mission remains clear: property finance isn’t just about transactions, it’s about partnerships. For every developer facing market headwinds, to every investor seeking clarity, we're not just brokers. We're navigators. We’re problem solvers.

A Programme That’s Raising the Bar

That’s exactly what the Elevate to Eight programme is about - problem solving. More than just a mastermind, it’s designed for property developers who are ready to push beyond limits, think differently, and execute at a higher level.

With only 4 spaces left, act quickly to be part of something that could redefine your strategy for the year ahead.

👉 Click here to check it out and secure your place.

Massive gratitude to everyone who supported us, debated with us, and pushed the industry forward last year. January has started strong. Let’s keep the momentum going.

Here’s to turning more challenges into opportunities, one deal at a time.

If you're working on a project and are in need of funding solutions, please get in touch.

Talk To A Funding Speacialist

No obligation | Fast response | FCA regulated

As seen on:

Saam Lowni Portrait

Join Saam Lowni’s Monday Musings

A weekly dose of lessons from 20+ years in property

Subscribe now
close icon with X sign