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Meet the Team

Merryoaks Property Finance is created from a collective of passionate property people with 40yrs+ experience working as Estate Agents, Investors, Developers and Specialist Lenders. As such, we have a profound understanding of the finance process, multi disciplined investment strategies and know exactly how our funding partners like their cases to be presented – enabling a holistic consultancy combined with smooth and swift funding solutions.
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Saam Lowni Portrait



Saam has a rounded view of the market gained from 20 years’ experience. His knowledge spans residential and commercial property development, sales, lettings, management, and finance.

Over the years, Saam has gained broad experience working with boutique property agencies and national chains alike. Fortunate enough to possess international exposure through working with developers in London, Spain and the Middle East, and continuing to build his own portfolio across London, the South East, West Midlands and the North East.

In the past 6 years Saam has been a founding member of a Property Finance Provider which grew its fund from £0 to £300m and on course to fund 1000’s of homes across the UK.

Saam is also the founder of Property People which is a Youtube channel/podcast platform sharing ideas, stories & solutions with property professionals.

George Melling



George has brokered close to £200m of property finance over the past 5 years for property investors and developers alike, with a focus across the specialist markets spanning regulated and unregulated short-term bridging, BTL and commercial term loan finance.

George has invaluable experience working previously as a master broker. These experiences have helped George appreciate the importance of client service and relationships above all else. As a passionate property finance advisor, George is, at all times, eager to enhance his skills, take on greater responsibilities, whilst ensuring he secures the best results for the clients he works with.

Specialising in property finance funding solutions, George’s knowledge of various types of loans, including Bridging, Commercial, Development, and BTL (Buy-to-Let) loans enables a pragmatic solution focused approach assisting both clients and associated property professionals through each property transaction no matter the complexity. George’s profound knowledge and thirst for a challenge coupled with an engrained commitment to exceptional service makes him a trusted advisor for the clients he works with.

George is a devoted family man who treasures moments with his young daughter and fiancé. His passion for motor racing, especially Go-Karting, is infectious, as is his fun-loving and adventurous personality which infuses the workplace and those he works with.

It is not the load that breaks you down.
It's the way you carry it.

Lou Holtz

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The Merryoaks Property Finance team have a long and successful background in finding and providing creative financial solutions for property investors and developers throughout the UK.
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