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Meet the Team

Merryoaks Property Finance is created from a collective of passionate property people with 40yrs+ experience working as Estate Agents, Investors, Developers and Specialist Lenders. As such, we have a profound understanding of the finance process, multi disciplined investment strategies and know exactly how our funding partners like their cases to be presented – enabling a holistic consultancy combined with smooth and swift funding solutions.
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Saam Lowni Portrait



Saam Lowni has a rounded view of the market gained from 20 years’ experience. His knowledge spans residential and commercial property development, sales, lettings, management and finance.

Saam gained broad experience working with boutique property agencies and national chains alike. He possesses international exposure through working with developers in London, Spain and the Middle East, and continues to build his own portfolio across London, the South East, West Midlands and the North East.

Most recently Saam has been a founding member of a Property Finance Provider which grew its fund from £0 to £300m and on course to fund 1000 homes across the UK.

Farnaz Lownis



With a 10-year professional engineering background, Farnaz enters the real estate finance world with an abundance of experience working on projects, building systems, processes and relationships.

A loyal, passionate, proactive, and hardworking team member, Farnaz brings her solution-focused, professional and uplifting energy to the field of Operations and Business Development to ensure both team members and clients have the best possible experience when working with Merryoaks.

Alex Kotelawala



Over the last 5 years, Alex has worked in both mid-sized US accounting firms in tax for Individuals & SMEs, as well as UK-based brokerages (CeMap) in funding for SMEs, Individuals, Developers & Investors. As an investor himself and having built a portfolio over the last couple of years in the Southeast & London, Alex understands the need for efficient and clear solutions for other driven developers & investors to achieve their ambitions.

Today, Alex is focused on delivering bespoke solutions for SMEs, developers, and Investors to assist in their endeavours to both consolidate & grow their positions.

It is not the load that breaks you down.
It's the way you carry it.

Lou Holtz

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The Merryoaks Property Finance team have a long and successful background in finding and providing creative financial solutions for property investors and developers throughout the UK.
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