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Meet the Team

Merryoaks Property Finance is created from a collective of passionate property people with 40yrs+ experience working as Estate Agents, Investors, Developers and Specialist Lenders. As such, we have a profound understanding of the finance process, multi disciplined investment strategies and know exactly how our funding partners like their cases to be presented – enabling a holistic consultancy combined with smooth and swift funding solutions.
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Saam Lowni Portrait

Saam

Lowni

Managing Director

Saam has a rounded view of the market gained from 20 years’ experience. His knowledge spans residential and commercial property development, sales, lettings, management, and finance.

Over the years, Saam has gained broad experience working with boutique property agencies and national chains alike. Fortunate enough to possess international exposure through working with developers in London, Spain and the Middle East, and continuing to build his own portfolio across London, the South East, West Midlands and the North East.

In the past 6 years Saam has been a founding member of a Property Finance Provider which grew its fund from £0 to £300m and on course to fund 1000’s of homes across the UK.

Saam is also the founder of Property People which is a Youtube channel/podcast platform sharing ideas, stories & solutions with property professionals.

George Melling

George

Melling

Head of Bridging & Commercial

George has brokered close to £200m of property finance over the past 5 years for property investors and developers alike, with a focus across the specialist markets spanning regulated and unregulated short-term bridging, BTL and commercial term loan finance.

George has invaluable experience working previously as a master broker. These experiences have helped George appreciate the importance of client service and relationships above all else. As a passionate property finance advisor, George is, at all times, eager to enhance his skills, take on greater responsibilities, whilst ensuring he secures the best results for the clients he works with.

Specialising in property finance funding solutions, George’s knowledge of various types of loans, including Bridging, Commercial, Development, and BTL (Buy-to-Let) loans enables a pragmatic solution focused approach assisting both clients and associated property professionals through each property transaction no matter the complexity. George’s profound knowledge and thirst for a challenge coupled with an engrained commitment to exceptional service makes him a trusted advisor for the clients he works with.

George is a devoted family man who treasures moments with his young daughter and wife. His passion for motor racing, especially Go-Karting, is infectious, as is his fun-loving and adventurous personality which infuses the workplace and those he works with.

Professional portrait of Amandeep Battu, asian woman wearing smart clothing, financial adviser

Amandeep

Battu

Specialist Mortgage and Protection Advisor

Amandeep is a highly experienced and trusted financial services professional with over 21 years in the industry. She started her career with one of the UK’s leading high street banks and has developed deep expertise in personal and business banking, lending and insurance.

She specialises in mortgage and protection advice, helping first time buyers, home movers, investors, and business owners. Skilled in complex cases such as buy-to-let, self employed, and portfolio lending, Amandeep also advises on remortgaging and product transfers to secure the most competitive deals for our clients.

Taking a holistic approach, she offers tailored protection solutions including life cover, critical illness, income protection, home insurance, and business protection. Our clients value her professionalism, responsiveness and ability to make complex processes smooth.

She's known for her approachable nature and commitment to doing what’s right and has earned numerous five star reviews for her client focused advice. Outside work, she enjoys reading, yoga, and time in nature. It keeps her grounded and energised for our clients.

Specialist Property Finance Advisor

Murat

Krall

Specialist Property Finance Advisor

With over 20 years of hands-on experience in UK property development, acquisition, and refurbishment, Murat brings an investor and developer’s mindset to specialist property finance. As a Specialist Finance Advisor at Merryoaks Property Finance, Murat supports developers and investors in structuring funding solutions that work in the real world, not just on paper.

Murat understands every stage of a deal, from site acquisition through to exit, and translates that practical insight into finance strategies that deliver certainty, flexibility, and optimal terms for complex UK projects. His three decades on the principal side of development enable him to assess true project risk, execution capability, and realistic exit potential through a lender’s lens, providing a decisive advantage when structuring capital

Business Relationship Manager

Sashi

Butcher

Business Relationship Manager

Sashi brings over 30 years of experience in commercial finance, having begun her career with Barclays Bank, where she held senior roles across business development and relationship management, including the management of high-net-worth (HNW) client portfolios.

She later worked with Allied Irish Bank, delivering strong results in securing high-value deposits to support the bank’s funding requirements and capital ratio objectives. In 2015, Sashi transitioned into the broking sector, where she continued to leverage her deep relationship-building skills with consistent success.

Sashi now joins Merryoaks Property Finance as a Business Relationship Manager, where she works closely with introducers and clients, managing relationships and ensuring a smooth, professional funding journey from initial enquiry through to completion.

If you would like to explore how Merryoaks Property Finance can support your funding requirements, Sashi can be contacted at sashi@ merryoaks.com.

Marketing Executive

Shannon

Okeya

Marketing Executive

Shannon leads marketing at Merryoaks and is responsible for how the business presents itself across brand, content and communications.

She oversees marketing across the business, focusing on how Merryoaks explains its work through social media, events, email and thought leadership. With a background in tech and financial services marketing, Shannon brings experience from regulated environments where accuracy and trust are vital, and brings that same mindset to property finance.

When she’s not working, you’ll usually find Shannon in the kitchen or the garden, cooking, planting, or doing something hands on to switch off.

It is not the load that breaks you down.
It's the way you carry it.

Lou Holtz

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The Merryoaks Property Finance team have a long and successful background in finding and providing creative financial solutions for property investors and developers throughout the UK.
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